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LoanLibrary
Overview

Unlimited access to your company’s product guideline information.

NEW! Hope For Homeownership (H4H) guidelines now included!

The AllRegs LoanLibrary™ is an online tool which provides the latest product guideline information needed to underwrite or originate a loan file. In one convenient and easy-to-use interface, you can have product matrices, credit information, property guidelines and more. You can quickly get the details for just one product, or with just a few clicks, search through all the loan programs you offer to find the information you need. With only an Internet connection, anyone in your organization and any of your customers can refer to the same information day or night.

Product Description | Benefits | Subscription Details and Pricing

Product Description

LoanLibrary is the mortgage industry’s most comprehensive and accurate eligibility search engine and loan product information management service. Read below to learn more.

The industry’s best eligibility source

More than 30 searchable, discreet data fields to get the perfect loan product result
Content is updated daily
Product results link directly to Investor guides
Outstanding customer support, including loan product
requests and user training

Flexible searching and convenient tools

Thirty searchable categories & our new combo search
Easy-to-read product descriptions
New one-click access to source investor guidelines
Ability to save favorite loan scenarios

Features to enhance your brand

Private labeling – your logo and colors
Multiple accounts – manage products differently for different business channels, branches or departments
Document storeroom for managing access to your internal documents

Investor and product alias administration

Investors’ products become your own
Alias any of your investors’ names
Customize your product/program names
Utilize your own product codes

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Benefits

How will LoanLibrary benefit you? Take a look below.

For Originators, Loan Officers and Mortgage Brokers

LoanLibrary’s loan product data provides origination staff with fast reliable answers for borrower eligibility and guidelines. Accurate and detailed, with over 2,600 unique products representing over 60 correspondent and wholesale investors, our loan product information library is the largest in the world.

For Risk Management and Secondary Marketing

The AllRegs team of professionals possess hundreds of years of collective experience in loan program guideline creation and management, investor relations, underwriting and processing. With AllRegs LoanLibrary, secondary marketing professionals can:

Manage approved investors

Through a proprietary system, add or delete investor products using a simple user interface

Filter investor products by a variety of different parameters (e.g., loan type, product name)

For Scenario Desk, Underwriters and Product Management

LoanLibrary provides a comprehensive, detailed and consistent investor product guideline reference library for your scenario desk, underwriters, quality control staff and compliance teams. In fact, our team of experts captures more detailed loan product information from investors than anyone else in the industry. With over 2,600 unique products representing over 60 correspondent and wholesale investors, LoanLibrary can service the scenario desk, underwriting and quality control roles as a quick reference guide, and a rapid source for finding homes for hard-to-place loans and identifying recent changes to investor guidelines. LoanLibrary also provides one-click access to source investor program and underwriting guides.

Through LoanLibrary, your scenario desk staff and underwriters can certify difficult scenarios and view eligibility parameters consistently across investors, making it easy to quickly assess complicated issues that have traditionally been research-intensive, thus saving time and money.

Product managers, on the other hand, can use LoanLibrary to create house products based on the most aggressive or conservative specifications for a set of products from different investors. Using LoanLibrary, new house products can be constructed with a few mouse clicks and correspondent or wholesale product managers can know they conform to the guidelines of the specified products from the investors they choose as their model.

Subscription Details and Pricing

Annual contracts with flexible payment options (monthly in advance via credit card or ACH, quarterly in advance by invoice)
Low fees based on number of users

Get Started

For more information or to subscribe today, contact your Regional Account Executive at (800) 848-4904.

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For discounts related to coupon or discount codes, quantity discounts or catalog pricing, please follow the instructions on the discount communication or call AllRegs Customer Service at (800) 848-4904.

Additional Resources

Investor List
Take a Peek
Printed Literature (PDF)
Integrated LoanLibrary Solution (Coming Fall 2008)
Cancellation/Refund Policy (PDF)

Customer Support

Customer Service
Phone: (800) 848-4904
Fax: (651) 686-0906
Email: help@allregs.com

Still have questions?

For more information
or to subscribe today,
contact Sales
at (800) 848-4904.

AllRegs - Privacy Statement

Mortgage Resource Center, Inc. d/b/a AllRegs (“AllRegs”) respects the privacy of its customers and users of this web site (the “Site”). This Privacy Statement discloses how we collect and use information on the Site, and the choices that you can make about the way your information is collected and used.

1. INFORMATION COLLECTION AND USE

Some portions of the Site request that you affirmatively provide information, sometimes personally identifiable information. In general, AllRegs uses the information you provide for the purposes stated at the point of collection. For example, if you register for e-Alerts, the information that you provide will primarily be used to provide e-mail e-Alerts to you, or if you provide information to sign up for an audio conference, that information is primarily used to provide you with access to that audio conference. AllRegs may also use information that you provide to contact you with opportunities to receive information from AllRegs, suppliers, or other third parties which may be of interest to you, including information relating to new products or services offered on the Site or otherwise by AllRegs, or suppliers or third parties. You may opt out of receiving such information under the procedures described in Section 2 below.

Sale of Information / Assets

Generally, AllRegs does not share user information with third parties outside the AllRegs family of affiliates, distributors, dealers and relevant contacts. In the event, however, that AllRegs sells or acquires business assets or concerns, in whole or in part, AllRegs may transfer user information in conjunction with such sale or acquisition.

Cookies/IP Addresses

You may access certain areas of the Site without affirmatively providing any information to AllRegs. AllRegs may, however, collect non-personal information about you via “cookies”.
Cookies are small files stored by your web browser to help keep track of your user profile. The Site uses cookies to remember a user’s personal profile for the user’s convenience and to deliver content specific to a user’s needs and interests. AllRegs may also use cookies to provide faster service and to personalize a user’s visit to the Site. AllRegs also uses cookies to track user trends and improve the Site for all users. AllRegs’s cookies do not collect personally identifiable information, and are not shared with third parties.

AllRegs may collect and use users’ Internet Protocol or “IP” Addresses and other site usage data to gather broad demographic information. This data helps AllRegs serve you by allowing AllRegs to understand how visitors use the Site. AllRegs generally does not use IP addresses to identify a user. AllRegs, however, may use IP addresses to identify a user when we feel it is necessary to enforce compliance with the Site’s Terms of Use (or other agreements with AllRegs to which such a user is a party) or to protect our services, the Site, our customers or others, or in response to requests or subpoenas by law-enforcement authorities.

2. CONSENT TO PRIVACY STATEMENT/OPT-OUT

By providing the information requested by the Site, or by continuing to use the Site after having an opportunity to review the Privacy Statement, you have consented to the terms of the Privacy Statement, and AllRegs’s use of the information it collects as described at the point of collection or in this Privacy Statement. If you do not agree to the Privacy Statement, you may not use the Site.

AllRegs reserves the right to modify the Privacy Statement at any time without giving you prior notice. Your use of the Site following any such modification constitutes your agreement to follow and be bound by the Privacy Statement as modified. The last date the Privacy Statement was revised is set forth below.

The Site provides users who have requested information from AllRegs the opportunity to opt-out of receiving future communications from us. If you do not wish to receive future communications from us, please e-mail your request to help@allregs.com.

3. ACCESS/CORRECTION OF YOUR INFORMATION

Often, AllRegs will not retain personal data it has collected from its users via the Site. Nevertheless, you may request access to any data about you that AllRegs has collected and stored by sending a request to the following email address: help@allregs.com. If you believe that an error has been made in the accuracy of the data collected from you, you may request that the information be corrected by sending a request to the addresses below. AllRegs will correct the error upon adequate verification of the error and the identity of the person seeking the correction. In order to protect your privacy and security, we may need to take reasonable steps to verify your identity before granting access or making corrections.

4. SECURITY OF THE DATA COLLECTED

Portions of the Site use security technology. No technology, however, can guarantee that information you transmit will be 100% safe from interception or misappropriation. Therefore, AllRegs cannot ensure or warrant the security of any information collected by us and/or our third party providers, transmitted over the Internet, or maintained in your user profile, including, without limitation, information transmitted using the Store portion of the Site. You agree that any data transmission you make or receive through the Site is at your own risk. Additionally, please note that credit card information submitted via the Site is processed by a third party provider and is not retained by AllRegs.

If you set up a user name and password, we recommend that you do not divulge your password to anyone. You agree that you are solely responsible for maintaining the secrecy of your password.

5. MISCELLANEOUS PROVISIONS

Children and Privacy

The Site is not intended for use by children. AllRegs encourages parents and guardians to be familiar with the web sites that their children visit. The Federal Trade Commission (“FTC”) regulates the means by which web site operators collect and use personal information from children under 13, pursuant to the Children’s Online Privacy Protection Act of 1998 (the “Act”). For more information about the Act and children’s on-line privacy in general, visit the FTC’s web site at http://www.ftc.gov.

Forums

You may participate in a variety of online forums on the Site, as well as other discussion groups that may be offered on the Site from time to time. Any information you disclose in these areas will be available to the public and may be collected and used by persons other than AllRegs. You should not disclose any information that you do not want others to know on these areas of the Site. AllRegs does not routinely monitor these areas, and you use such online forums and discussion groups only at your own risk.

Links to Other Sites

The Site contains links to other web sites. Each of these linked web sites maintains its own independent privacy policies. AllRegs does not control and is not responsible for the privacy policies or the content of those web sites. When you leave the Site and access the web sites of third parties, the privacy policies of the parties maintaining those web sites apply.

Disclaimer of Liability

Under no circumstances shall AllRegs be liable for any damages, including, but not limited to, indirect, special, incidental, consequential or exemplary damages, that result from the use of the information or materials posted to or collected as a result of the user’s accessing the Site, even if AllRegs has been advised of the possibility of such damages. This and the other sections in this Privacy Statement should be read in conjunction with and are subject to

LoanLibrary Overview